17 thoughts on “Basic Bank Accounts For People With Bad Credit

    1. Admin Post author

      Hi Kevin, please Click Here to access the resource that you need. You will be able to open a new UK bank account online without having to pass any credit check.

      Reply
  1. Lewis

    Just wanted to say thanks for this. I used the resource you mentioned on your blog and applied for a bank account and I’m pleased to say that I now have a bank account opened for me and got the debit card too.

    Thanks for your help ;-)

    Reply
    1. Admin Post author

      Hi Lewis, thanks for your comments and glad to hear you have your new bank account and debit card. It was easy to apply for online wasn’t it ;-)

      Reply
    1. Admin Post author

      Hi, yes, with these bank accounts you can pay money in to them via Cheques, as well as cash deposits and direct deposits such as salary from your employer or social security payments.

      These accounts act in the exact same way as any other current account.

      Regards,

      eCredit Doctor Admin

      Reply
    2. Admin Post author

      Hi Marie, yes, you can pay cheques in to these bank accounts. They are the exact same as a regular current account when it comes to paying money in and withdrawing it. You can pay cash, cheques, salary and benefits in to these accounts in the same way as you can with a High Street bank account.

      You can use any Post Office or branch of a High Street bank to pay money in which makes it very convenient.

      If you have any other questions then please do let me know.

      Reply
  2. Seattle Limo

    It is hard to imagine your life without a bank account in the 21st century. Banking and technology sectors, enjoying high growth in the past decade, collaborated on their efforts to enable consumers to manage their finances easier than ever.

    Reply
    1. Admin Post author

      Hi Martyn, these accounts cannot be used for business as they are only opened in your personal name rather than a business or company name.

      If you apply to a bank for a business account and take proof that you’re already trading and have a turnover then there is a good chance the bank will open an account for you. Barclays bank are pretty good but it will help if you show the business manager that you’re already trading and are producing a turnover.

      Reply
  3. janine

    hi can i set up direct debits for my bills if i open this type of account also when i start having my wages an tax credits ect paid in how soon will i get my debit card so i can access the money ? thankyou xxx

    Reply
    1. Admin Post author

      Hi Janine, Yes, you can set up Direct Debits/Standing Orders from this bank account. The debit cards takes around 5 working days to arrive in the post once the account has been opened. This is the normal time it takes to receive a debit card with any kind of bank account. As soon as you apply for the account it will be opened immediately for you. You’ll receive your sort code and account number within minutes via email. This means you’ll be able to give you bank details to your employer right away.

      If you have any other questions please do let me know.

      Thanks.

      Reply
  4. louise mcgill

    Hi I am quite interested in this type of bank account. Basically what I want is an account where I can put money in and have a direct debit facility to pay my rent. I would be grateful if you would send me an e mail regarding my question before I go ahead and apply.

    Reply
    1. Admin Post author

      Hi Louise,

      You can pay money in to the account at any Post Office branch or any High Street branch of Barclays bank. Direct Debits/Standing orders are standard facilities with the account as well as a MasterCard Debit card that you can use to either withdraw money from any ATM as well as paying for goods in shops or online.

      I will also send you this information in an email.

      Regards,

      Admin

      Reply

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