{ 17 comments… read them below or add one }

Oda Rygh August 13, 2010 at 3:20 pm

RT @katmcdermot: Basic Bank Accounts For People With Bad Credit http://ukbasicbankaccounts.co.uk/general/basic-bank-accounts-for-people-with-bad-credit/

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kevin clements October 8, 2010 at 12:02 pm

please send me some more information on the basic a/c .many thanks kevin

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Admin October 15, 2010 at 3:45 am

Hi Kevin, please Click Here to access the resource that you need. You will be able to open a new UK bank account online without having to pass any credit check.

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Lewis October 25, 2010 at 10:13 am

Just wanted to say thanks for this. I used the resource you mentioned on your blog and applied for a bank account and I’m pleased to say that I now have a bank account opened for me and got the debit card too.

Thanks for your help ;-)

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Admin March 25, 2011 at 2:23 pm

Hi Lewis, thanks for your comments and glad to hear you have your new bank account and debit card. It was easy to apply for online wasn’t it ;-)

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marie February 2, 2011 at 1:11 pm

can you pay cheques into these accounts because i already have a gold card which will not let me do so thanks

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Admin February 2, 2011 at 1:38 pm

Hi, yes, with these bank accounts you can pay money in to them via Cheques, as well as cash deposits and direct deposits such as salary from your employer or social security payments.

These accounts act in the exact same way as any other current account.

Regards,

eCredit Doctor Admin

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Admin March 25, 2011 at 2:21 pm

Hi Marie, yes, you can pay cheques in to these bank accounts. They are the exact same as a regular current account when it comes to paying money in and withdrawing it. You can pay cash, cheques, salary and benefits in to these accounts in the same way as you can with a High Street bank account.

You can use any Post Office or branch of a High Street bank to pay money in which makes it very convenient.

If you have any other questions then please do let me know.

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joseph February 10, 2011 at 5:03 pm

THANKS SO MUCH

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Admin February 10, 2011 at 7:54 pm

You’re very welcome and glad to know that you now have a bank account.

Regards,

eCredit Doctor Admin

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Seattle Limo March 22, 2011 at 9:32 pm

It is hard to imagine your life without a bank account in the 21st century. Banking and technology sectors, enjoying high growth in the past decade, collaborated on their efforts to enable consumers to manage their finances easier than ever.

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martyn April 20, 2011 at 7:20 pm

please could you tell weather i can use it for my business account

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Admin April 20, 2011 at 7:31 pm

Hi Martyn, these accounts cannot be used for business as they are only opened in your personal name rather than a business or company name.

If you apply to a bank for a business account and take proof that you’re already trading and have a turnover then there is a good chance the bank will open an account for you. Barclays bank are pretty good but it will help if you show the business manager that you’re already trading and are producing a turnover.

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janine April 20, 2011 at 8:56 pm

hi can i set up direct debits for my bills if i open this type of account also when i start having my wages an tax credits ect paid in how soon will i get my debit card so i can access the money ? thankyou xxx

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Admin April 20, 2011 at 9:02 pm

Hi Janine, Yes, you can set up Direct Debits/Standing Orders from this bank account. The debit cards takes around 5 working days to arrive in the post once the account has been opened. This is the normal time it takes to receive a debit card with any kind of bank account. As soon as you apply for the account it will be opened immediately for you. You’ll receive your sort code and account number within minutes via email. This means you’ll be able to give you bank details to your employer right away.

If you have any other questions please do let me know.

Thanks.

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louise mcgill July 22, 2011 at 8:55 am

Hi I am quite interested in this type of bank account. Basically what I want is an account where I can put money in and have a direct debit facility to pay my rent. I would be grateful if you would send me an e mail regarding my question before I go ahead and apply.

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Admin July 22, 2011 at 9:28 am

Hi Louise,

You can pay money in to the account at any Post Office branch or any High Street branch of Barclays bank. Direct Debits/Standing orders are standard facilities with the account as well as a MasterCard Debit card that you can use to either withdraw money from any ATM as well as paying for goods in shops or online.

I will also send you this information in an email.

Regards,

Admin

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