UK Basic Bank Accounts

A Bad Credit Bank is a bank which offers bank accounts to people even if they have bad credit. Not everyone has a perfect credit score and not everyone is able to get a regular current account at their High Street bank.

 

It is for this reason that almost all High Street banks offer something called a “Basic Bank Account”. These types of account operate just like a regular bank account but tend not to have a debit card, cheque book or overdraft option. They also have some other restrictions such as not being able to pay money in or withdraw over the counter. For this you will need to use the Cash Machine to withdraw money and the express pay deposit box inside the branch to pay money in to the account.
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A Bad Credit Bank – There is an alternative

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Click Here to open a UK Bank Account Online without a Credit Check and Get Your Account Number and Sort Code Instantly

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To be honest, High Street banks that offer these Bad Credit Bank Accounts tend to treat owners of the accounts differently than how they treat owners of regular current accounts, which doesn’t seem very fair. Sometimes it is beyond our control that we have bad credit yet we get treated like a second class customer of the Bad Credit Bank.

But did you know that you don’t have to let the High Street banks treat you like this? There is an alternative to the High Street bank account for bad credit. In fact, the alternative not only treats its customers with the respect that they deserve but it also offers them a basic bank account with better features than the bad credit bank accounts from a High Street bank!

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It is rare that a High Street bank would allow you to open a bank account if you’re currently bankrupt. High Street banks don’t like to offer bank accounts for bankrupts even though you still need a bank account if you are bankrupt.

I still don’t understand why so many people still look to just High Street banks when they’re looking for a bank account and they have a bad credit rating. There is an alternative which is available to everyone regardless of their credit history. Even if you’re currently bankrupt or have an IVA, you can still get a bank account with guaranteed acceptance.

You can open this bank account with bad credit, without the need to pass a credit check and you’re guaranteed to be accepted for the account. Now, that sounds better than any basic bank account from a High Street bank doesn’t it.

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Bad Credit Bank Accounts – Bank Accounts With No Credit Checks

Here is why these  bad credit bank accounts that are  for people with bad credit are so much better than the basic bank accounts that are offered by the High Street banks;

• Apply online
• Guaranteed Acceptance
• Account Opened Online Instantly
• Get a Mastercard Debit Card as Standard
• No Fees For Going Overdrawn

 

Click Here to open a UK Bank Account Online without a Credit Check and Get Your Account Number and Sort Code Instantly

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Regardless of your past and current credit rating you can apply online for a basic bank account that doesn’t not require you to pass any credit checks. Because there are no credit checks you are guaranteed to be accepted for the basic current account. As soon as you apply online your account is opened instantly and you are sent your new sort code and account number within minutes. As soon as you receive these you can begin to use your account right away.

The debit card is linked directly to your bank account and acts just like a regular debit card. You can use it to withdraw money from any cash machine as well as pay for goods in shops and online. There is no High Street bank that can offer you this. A bad credit bank is able to offer you the account that you need.

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A bad credit bank account is ideal for you if your High Street bank has turned you down for a current account.

Opening the account is very easy and takes just a couple of minutes. With the bad credit bank account application being completed online there is no need to make an appointment to see anyone. Everything can be completed online from the comfort of your home. Within minutes your account will be open and you’ll have your new sort code and account number. You can then start to use your new bank account right away.

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These bad credit bank accounts work just like any High Street bank account. You can have your wages, or benefits, paid directly in to it. You can also set up direct debits/standing orders too.  You can manage your account online as well as from your mobile phone thanks to the online banking and mobile phone banking which is offered as standard.

All of a sudden you can see why these bad credit bank accounts are so much better than the basic bank accounts for bad credit that are offered by the High Street banks.

Click Here to open a UK Bank Account Online without a Credit Check and Get Your Account Number and Sort Code Instantly

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Bad credit bank accounts with guaranteed acceptance

Tags: account number and sort code, bad credit, bad credit bank, bad credit bank accounts, bank account with bad credit, bank accounts for bad credit, bank accounts for bankrupts, basic bank accounts, credit bank accounts, high street bank

This entry was posted on Tuesday, March 22nd, 2011 at 3:03 pm and is filed under General. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.